BREAKING NEWS

"I was 10 meters away when we heard the incident..."/ Neutralized the aggressor who hit Berisha, Erzen Breçani recounts the moment of the intervention: Suspicious movements were caught in the yard of the DP before the protest, but...

"I was 10 meters away when we heard the incident..."/ Neutralized the
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BREAKING NEWS

The attack on Berisha, Flamur Noka reveals the behind-the-scenes: I have reliable information that shows that...

The attack on Berisha, Flamur Noka reveals the behind-the-scenes: I have
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BREAKING NEWS

"We risk going to civil war", Jozefina Topalli makes a strong warning: I hope we reflect, as...

"We risk going to civil war", Jozefina Topalli makes a strong warning:
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BREAKING NEWS

"Infiltrated Gerti Shehu"/ The strong statement of the DP deputy: This is why the prosecution has issued an informal document

"Infiltrated Gerti Shehu"/ The strong statement of the DP deputy: This
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BREAKING NEWS

Violence against Berisha/ Klodiana Lala discloses shocking details: the perpetrator has a history of injury, at the time of the attack it is suspected that he had with him...

Violence against Berisha/ Klodiana Lala discloses shocking details: the
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BREAKING NEWS

"It had to be done"/ Raped Sali Berisha, Klodiana Lala discloses strong details from the bodyguard's conversation with the author

"It had to be done"/ Raped Sali Berisha, Klodiana Lala discloses
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BREAKING NEWS

The attack on Sali Berisha, the British Embassy reacts strongly: Violence has no place in democracy, we support...

The attack on Sali Berisha, the British Embassy reacts strongly: Violence has no
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BREAKING NEWS

What happened? Prime Minister Mitsotakis cancels the meeting with the Greek minority in Himara

What happened? Prime Minister Mitsotakis cancels the meeting with the Greek
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Aktualitet

Banks 'handcuffed' by the crisis, reject 18% of loan applications, inflation endangers installments, loan quality drops

Banks 'handcuffed' by the crisis, reject 18% of loan applications,

With the price crisis and the uncertainty caused by the war in Ukraine, banks are lending less to businesses and individuals. According to the Central Bank's report, in the first six months of the year, more than 18% of loan requests were rejected. While the power of borrowers to pay installments has decreased. Commercial banks are increasingly cautious in granting loans to both businesses and citizens. For this reason, they have tightened the lending conditions, setting more criteria and increasing the demand for collateral to lend. But on the other hand, they have increased the number of loan rejections. According to the Bank of Albania, 18.1% of loan requests in the first six months of the year were rejected with an increase of 2% compared to the previous year. In total, 66 were registered from January to June. 025 loan applications, where 60,249 applications were from individuals and the rest from businesses. As a result of the price crisis and instability in foreign markets, banks say for the first time that there is a risk of interest rate increases after the increase of the base rate by the Bank of Albania, and that the fear of weakening the solvency of businesses has increased. and individuals. According to the report, the inflation crisis has begun to affect the pockets of borrowers, since in the second quarter of this year (April-May-June), the quality of credit marked a slight decline, a process related to the developments that followed the start of the war of Russia in Ukraine. "High inflationary pressures, tightening of financing conditions and slowing of economic growth, can be forwarded to the balance sheets of economic agents and contribute to the growth of problem loans in the medium term", the report states. As a result of increased costs due to inflation, the bank says that non-performing loans have slowed the post-war decline. "By the end of June 2022, the flow of new non-performing loans was 1.8% of regular loans, with a slight increase compared to the second half of 2021," the report continues. At the end of July, non-performing loans decreased to 5.2%. with a slight increase compared to the second half of 2021", the report continues. At the end of July, non-performing loans decreased to 5.2%. with a slight increase compared to the second half of 2021", the report continues. At the end of July, non-performing loans decreased to 5.2%.