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How much money should we save depending on age? Experts have an interesting answer for you all
Written by SOT.COM.AL 23 Mars 2023
Saving is key, but every age has its own rules for saving. Saving money is not something easy and certainly not everyone can do it. For a man to save is not only a matter of wealth, but also a matter of discipline.
How many times have you looked at your bank account, feeling anxious that "something is wrong"? The money you have may seem a little or a lot, depending on your needs or your goals.
However, if we can say that the pandemic has done something good, it is that it has made some people stay at home more, saving some money to realize their future plans, such as travel or new business projects.
And now we come to a fundamental question, which does not have a specific answer.
How much money should I have saved in my 30s, 40s, or 50s?
Although we are talking about a very personal issue, TIME magazine tried with the help of some financial experts to give an answer.
So, according to TIME experts, in each decade of our lives, we should set aside a certain amount, which is roughly equal to our annual salary.
So, by our 20s or 30s, it would be nice to have managed to put aside our annual salary once.
In the next decade, 30-40, according to TIME research, this amount should triple. Of course, as it was pointed out, this is also the most "expensive" decade of our lives, as many decide to get married, buy a house or a car.
In the 40s and 50s the initial amount should have been sixfold, while in the 50s and 60s the goal is for their annual salary to be eightfold.
After sixty and at retirement age, it is assumed that one will have managed to put enough money aside so that one does not have to worry about doing all the things one wants to do for so many years.