BREAKING NEWS

Here are Sali Berisha's connections with Ervis Martinaj, Idajet Beqiri reveals for the first time the sensational detail and shows how "Pandora's Box" will be opened by SPAK and foreign services for crimes, murders, affairs and dirty deals in Albania

Here are Sali Berisha's connections with Ervis Martinaj, Idajet Beqiri
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BREAKING NEWS

Who is the name "VIP" who is expected to be arrested in SP? Edi Rama paves the way for SPAK for names immersed in affairs, ministers, deputies and mayors are warned that they will not have political support

Who is the name "VIP" who is expected to be arrested in SP? Edi Rama
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BREAKING NEWS

Sali Berisha, the biggest enemy of political prisoners, this is how he opposed their release in the 90s and how he zealously defended the sectarian line of the Labor Party

Sali Berisha, the biggest enemy of political prisoners, this is how he opposed
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BREAKING NEWS

Here is the evidence that the British have in Sali Berisha's file, such as the corruption with Fazli? and the connections with the Hasian crime boss in London alarmed the English, the document reveals

Here is the evidence that the British have in Sali Berisha's file, such as
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BREAKING NEWS

Expert Fatos Çoçoli gives the latest news for pensioners, from the only way to get a pension for the elderly who do not appear in the registers during the time of agricultural cooperatives, to the new scheme to increase more income for residents and th...

Expert Fatos Çoçoli gives the latest news for pensioners, from the
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BREAKING NEWS

Two high-ranking officials have cleaned 3.7 million euros in properties, the family members were also included in the scheme, this is how they tried to save some assets, the Financial Intelligence Agency reveals the hard details

Two high-ranking officials have cleaned 3.7 million euros in properties, the
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BREAKING NEWS

Ilir Demalia explodes the "bomb", Sali Berisha will be released, here are the two people the former prime minister is using to close his dirty deals, how millions of euros are being thrown behind the scenes

Ilir Demalia explodes the "bomb", Sali Berisha will be released, here
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BREAKING NEWS

Romeo Kara warns of strong developments: Here is the well-known politician who will be arrested by the SPAK, his connections with the characters of the world of crime that were sunk by the Special Prosecutor's Office and the details of how he cleaned u...

Romeo Kara warns of strong developments: Here is the well-known politician who
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Ekonomia

This is why Albania is changing the pension scheme after 10 years and what the scheme approved in 2014 brought, the details are revealed

This is why Albania is changing the pension scheme after 10 years and what the

Very soon, a new scheme will be applied for pensions but also for social protection as a whole. Given that the reform made in 2014 has closed its cycle and has not properly addressed the problems, the World Bank and the Albanian government are getting ready to implement a new reform, which aims to be more sustainable and bring higher incomes to retirees. "Scan Intel" has conducted an analysis over the years regarding the pension scheme and the crisis that has accompanied it. Based on the ISSH data, the ratio between contributors and pensioners at least in the last five years was mainly taken into consideration. From the data in the graph, we understand that the gap between pensioners and contributors appears low, although it is improving compared to 2020, when the country faced a crisis and the pension scheme registered 35 thousand fewer contributors. This increases the risk that in the coming years it will not be possible to cover the value of pensions for retirees. Meanwhile, if you take the data of the last years, a drastic reduction of the contributors to the pension scheme is shown, while the number of those who benefit from a pension has increased. Currently, according to the latest data from ISSH, we see that the number of pensioners is 704,999, while the number of contributors is 826,928. So we have about 121 thousand more contributors. However, this figure is lower than in 2019, when about 130 thousand more contributors were registered. The problem is noticed especially with rural pensions. From the data, it is evident that the highest gap between contributors and beneficiaries is recorded in village pensions. In recent years, an average of 50,000 more pensioners than contributors have been registered in rural areas. This is because in these areas the most jobs are included in the agriculture and construction sectors, two sectors which throughout the country register higher informality. But what is the problem that affected the pension scheme? So, the cause of the weakening of the scheme is not only the imbalance of income and expenses for pensions, but also informality over the years. This is confirmed by the fact that the actions of the last years for the obligation of businesses to declare the real salary, have produced an increase in the budget item of social security. In addition, the contributor-beneficiary ratio is unbalanced and demographic developments warn of a further imbalance. Another reason for the weakening of the scheme was the salary level. The increase in the minimum wage has increased insurance revenues, but it has not been enough. This means that the increase in money cannot be the healing "recipe" of the current pension scheme, but a new scheme is needed which foresees a third column. Recently, Albania seems to be characterized by a stable labor market and higher wages, according to official data.We remind you that the World Bank calls on Albania to offer jobs with higher wages and higher productivity. But, in this context, we reiterate that a number of indicators should be taken into consideration, mainly demographic pressure, such as the aging of the population, emigration, the reduction of the average age or even the low labor force. All these have also affected the ratio between pensioners and contributions.